Personal Bankruptcy Attorney in Akron
Chapter 7 and Chapter 13 Representation throughout Northeast Ohio
When you have determined that you can no longer manage your debt and that your best option is bankruptcy, it is not uncommon to have a lot of uncertainty about what will happen. Will you be able to discharge your debts or will you have to enter into a repayment plan? Will you be able to keep your house, your car or any other assets? You need an experienced bankruptcy lawyer who will help you understand your rights, your options and your likelihood of meeting your goals.
At the law offices of James E. Brightbill, in Akron, we answer your questions and provide you with sound legal advice, regardless of where you are in the process. We know the anxiety that comes from not knowing what will happen and we work hard to make certain that you are regularly informed about the status of your case, your options going forward, and your likelihood of success. Contact our offices for a free 30 minute consultation.
Chapter 7 Bankruptcy
In a Chapter 7 bankruptcy, also known as liquidation, you may fully discharge certain debts in exchange for the liquidation, or sale, of many of your assets. Most debts can be extinguished in a Chapter 7 filing, including credit card debt, personal loans, medical bills and past-due utilities. Certain debts, however, may not be discharged under a Chapter 7, including child support, student loans and many types of tax obligations. In addition, specific assets may be exempt from sale, such as a principal residence, your automobile and some of your personal belongings.
We will help you determine whether you qualify to file under Chapter 7, and if so, make certain your assets are protected and all dischargeable debts are included in the bankruptcy.
Chapter 13 Bankruptcy
In a Chapter 13 filing, you agree to restructure your debt, paying creditors over a period of three to five years. Customarily, you are able to keep all of your assets. If you pay the debt according to the repayment agreement, your debts will be discharged.
We will work closely with you throughout the Chapter 13 proceeding, reviewing any proposed repayment plans to make certain they are reasonable. If you make promises that you fail to keep, the bankruptcy can be terminated and your creditors can contact you directly.
For timely and economical resolutions to your bankruptcy and family law problems, contact us to set up a free 30 minute initial consultation. Our offices are open from 8:30 am until 5 pm, Monday through Friday and evening and weekend appointments are available upon request. We offer payment plans and accept Visa and MasterCard. If you are unable to travel to our offices, we will arrange to meet you at a location that is convenient for you.
James E. Brightbill
One Cascade Plaza, Suite 1410
Akron, OH 44308-1136 
Phone: 330-374-0300
Toll Free: 877-374-3800
Fax: 330-374-0433
